Get a Mortgage

It’s no surprise that sellers prefer a cash buyer and chances are having the funds ready to go will put you in a stronger position to negotiate. However, not everyone finds themselves in this position and taking out an overseas mortgage is a viable alternative.

You can present yourself as a serious buyer by speaking to an overseas mortgage specialist beforehand and securing an ‘agreement in principle’ which shows you have checked out what you can afford to spend.

To find out more about getting a mortgage in Spain or Portugal, you can visit A Place in the Sun Mortgages. Please note that this service is separate to A Place in the Sun Currency, and A Place in the Sun Currency cannot give any advice on other financial services providers – you should always do your own research and take independent advice.